*A naked and drunken woman boards a cab in London one night.**
**
The Indian driver keeps staring and does not start the cab.**
**
Woman: Haven't you ever seen a naked woman before???**
**
Indian Driver: I am not staring at you lady..... just wondering where you
kept money to pay me!**
**
Moral:
That is what most of the American and European banks failed to do
(i.e.) Assessing repayment capacity before taking exposure!!*
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